Mortgage Planning Tools

Purchase and Refinance Mortgage Calculators

Use our mortgage calculators to explore purchase and refinance scenarios, estimate payments and closing costs, and compare possible savings before deciding on your next step.

Mortgage calculators for purchase and refinance planning
Purchase Planning

Use Our Mortgage Calculators to Estimate a Home Payment

Review an estimated monthly mortgage payment using the home price, down payment, interest rate, property taxes, homeowners insurance and other common housing expenses.

  • Principal and interest
  • Property taxes and insurance
  • Down payment scenarios
  • Estimated monthly housing cost
Use Purchase Calculator
Refinance Planning

Compare your current loan

Compare your current mortgage with a possible new loan to review estimated payment changes, potential savings, closing costs and approximate break-even timing.

  • Current and proposed payments
  • Estimated monthly and annual savings
  • Possible closing costs
  • Estimated break-even timing
Use Refinance Calculator

Calculator results are estimates for general planning purposes only. Actual payments, costs, rates, eligibility and loan terms depend on your complete application, property information, taxes, insurance, lender guidelines and other factors.

Personal Guidance

Want help interpreting the numbers?

A calculator is a useful starting point, but it cannot account for every loan program or personal detail. Choose Jeff or Meredith and call, text or email directly to discuss what the estimate may mean for your situation.